What Does Contractors Insurance Cover
Some of the main areas that your contractor insurance covers include the following:
- Errors and omissions: this is coverage against claims of negligence resulting in a loss to the customer during any business activities
- Property in transit: covers the loss of goods or equipment in transport to or from your workspace
- Trucks and other commercial vehicles: this covers any claims that results from an employee’s accident either in a company vehicle or their own on company time
- Workers compensation: covers employee medical bills, lost wages as well as protecting your companies assets should an employee get in an accident or suffer any injuries