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Workers Comp

Business

Optimized workers compensation coverage to keep you & your employees safe

With any business and industry, it’s important for both your business and employees to know that they are ensured correctly when it comes to workers compensation. Accidents can happen at any time no matter what type of company you own or operate. We work with carriers that bring you the best options to fit your budget and business framework. Having good coverage not only protects you from hefty financial loss, but also builds trust between you and your employees. If trouble were to strike, workers’ compensation acts as a layer of protection for your workers and overall business.

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Who Needs Workers Compensation Insurance?

If you have employees working for you, workers compensation is mandatory no matter what business you’re working in. We will help you shop your coverage options to find the best option for you and your company. We don’t expect you to be experts on workers’ compensation insurance, so let us apply our expertise to explain the options and where potential gaps in your plan need filling.

You need workers compensation if:

  • You have employees
  • The state that your business is located in requires it
  • There are hazards or illnesses that are associated with your particular industry

What Does Workers Compensation Cover?

Workers’ compensation policies are instilled to cover any medical costs and portions of lost wages for employees who have either been injured on the job or became ill. This policy is here to get your employees back on their feet with the mindset of knowing that they are covered by their employer.

Our insurance plan may cover the following:

  • Medical costs for sick or injured employees while on the job
  • Employee lawsuits due to injury
  • Ongoing care or rehabilitation
  • Wages lost during recovery
  • Funeral costs and death benefits to help support the family of the deceased

 

What Does Workers Compensation Not Cover?

Although workers’ compensation plans cover some key elements when it comes to your business and employees, it crucial to know that some circumstances may not be required by your policy.

These instances include the following:

  • Lawsuits over professional errors
  • OSHA penalties
  • Parental leave benefits
  • Third-party lawsuits
  • Wages for a replacement employee

Why

We are committed to providing a personal, high-quality service

At Power3, we understand that most insurance products are generally similar in price and function. But some companies don’t thoroughly explain their policies which can become a bigger issue in the future. We built our company around trying to avoid just that– we promise honesty so that there are no surprises. Power3 will give you all the information and assistance you need when it comes to your personalized insurance plans and all-around well-being. 

Carriers

Companies we partner with

We have your best interest at heart. With that, we only partner with trusted insurance companies we see as both affordable and of the highest quality.

Get a Workers Compensation quote

Fill out the online form below or call 630.397.0378 to get started on your free quote.

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