What Does it Cover?
Just like other insurance plans, you can customize your umbrella policy to fit your exact needs. Because umbrella is a form of liability insurance, most plans cover:
- Injuries someone suffers on your property
- Injuries you have caused from a car accident
- Property damage you cause in an accident
- Property damage a child or dependent causes
- Property damage your pet caused
- Attorney fees and other legal costs if you’re sued
What it doesn’t cover:
- Your own medical expenses
- Losses to your property